Narayanswamy-Personal Finance-Wed Assignments

Open the sample lease and read through it thoroughly.


Then answer the questions in the document "Will you sign this lease?"

We will take a few notes through the class period and complete the rest as homework

Read the instructions in the document carefully before completing the assignment. If you need help understanding any details (yes, some credit card terminology can be confusing!), bring those questions to class next week.

Write your answers to these questions and upload it here

In-person students, you need not submit any work here but you can click "turn in" after you submit your work in person.


If you are online student, please scan an image of your work and submit here. Thanks


PS: Those of you who missed the last part of the class, a  note about aggressive stock fund - these are high risk, high return mutual funds.

This is a part classwork - part homework assignment.

Please follow the instructions in the document below. Send me an email if you have any questions.

Investing as a group often result in good learning experiences. Different team members often have different levels of risk tolerance - you may be conservative, moderate or a speculative (aggressive) risk taker. Working together to make investments brings these differences into play. It helps students listen to each other and get out of their comfort zone to either take higher risks than they would have otherwise or tone down their impulsiveness and think before taking too much risk.

Let us take this risk tolerance quiz as a class to see where we each fall in terms of our own risk tolerance!

Please follow the instructions in the document below.

Since the projector stopped working and we were unable to go over some of the details of a stock entry in a stock table, I am also attaching a well-labeled picture of the same.

Send me an email if you have any questions.

The final budgeting project rubric is included. Please come prepared to present your project this Wednesday during class time (see some details about the presentation in the rubric. Send me any questions you may have)

Use the information in the main data doc and the unexpected events doc to fill in the Google sheet below and create a pie chart to analyze monthly family expenses vs income.

You will be searching for a new or used car to buy that works best for your life scenario by following the instructions in the attached document. Based on how much time we have during class, some of the work will be done during class and the rest will be done after the holidays.

You will be finding an apartment that works best for your life scenario by following the instructions in the attached document. Based on how much time we have during class, some of the work will be done during class and the rest will be considered homework for this week.

Discuss with your family about average grocery expenses per week. Also, find out how frequently people fill gas in their car and the current price of regular grade gas per gallon in your neighborhood.

Bring the information in next week to use in your budgeting project.

In addition, remember to create a shortcut for your studentname-PF folder that I shared with you in your drive/classroom/Narayanswamy-Personal-Finance-Wed folder. Add all the budgeting documents from last week and this week into this folder, including this homework file so that all documents related to this project are in one place. Confused? Send me an email and we will find time to do this together (should take only a few mins). Thanks!

Monthly wages and some other data

Determining your life scenario!

Click on the link below and we will go through a short experience of online banking!

We discussed the different parts of a check and how to write a check during class today. Let's now practice writing a few checks!

Open the document attached to this homework. Print the 2nd page in the document. Read the instructions in the first page and then write the 3 checks. Post a picture of the checks you wrote by next Wed.

Look through the given bank statement briefly. Then answer the questions that follow in order to dive in a bit deeper in your understanding of what these statements include.

1. Take notes in the table in the attached Google doc as we watch a video on different types of bank accounts.

2. Wait to do the HW (homework) questions for after class. You will have a whole week to do these :-)

1. Are you or your parents members of a specific bank? If yes, go to that bank's website. If no, choose a bank in your neighborhood or city and go to that bank's website.

2. Explore the website to find the different account types the bank offers to its members.

3. Enter the names of these bank accounts in the Google sheet attached to this assignment.

4. Please be aware that this is a shared sheet and editable by everyone. Therefore, be respectful of other students' entries and do not edit/delete other entries by mistake :-) Thank you!

Use the concepts of cost benefit analysis and cost comparison to "shop" for the right college, car, or cell phone plan. Here's what you each chose to do:

Saving for a car: Maggie, Austin
Saving for college: Ian, Emily
Buying a cell phone plan: Aaron, Clare, Mel

Besides submitting a written 1-page report of your research, please come prepared to present what you learned, to the rest of the class next week. Thank you!

Work on the answers in class after we have discussed the concepts. Once you have entered your answers, upload it into Google classroom and turn it in.

Open the document attached to this assignment. Read the instructions and edit the document accordingly. Once completed, submit it back!

If you have any trouble accessing or submitting the document, send me an email